AI expense tracking

Say it.
Snap it.
Sorted.

Raqam turns a sentence or a photo into a clean, categorised expense — then tells you what your money actually did this week.

Free forever plan No card required iOS & Android
Receipt read
$64.20
Left this month
$412.00
9:41
Quick add
Understands plain English
What did you spend today?
Food & drinkCoffee · today
$6.40
TransportRide to office
$18.00
Added to May · 2 expenses · tap to edit
Message Raqam…
"coffee 6.40""groceries 82.15 at the market""1200 rent""lunch with sam 24""gas 48.90""streaming 15.99 monthly""taxi 18 and parking 6""gym 39""pharmacy 12.40""dinner 68 split 2 ways" "coffee 6.40""groceries 82.15 at the market""1200 rent""lunch with sam 24""gas 48.90""streaming 15.99 monthly""taxi 18 and parking 6""gym 39""pharmacy 12.40""dinner 68 split 2 ways"
0s
Average time to log an expense
0%
Of receipts read correctly first try
0
Currencies, switchable anytime
Zero
Ads, trackers or data resale
The core

Three ways in. Nothing to fill out.

Most trackers die because logging is a chore. Raqam takes whatever you give it — words, a photo, a tap — and does the boring part itself.

9:41100%
Good evening
Maya
Spent · May
$1,588.00
$412.00 leftof $2,000
Food
$486
Transport
$212
Bills
$540
Today
Food & drinkCoffee
$6.40
TransportRide to office
$18.00
01 — Natural language

Type it like you'd text a friend.

"lunch 24 and parking 6" becomes two expenses, two categories, two amounts. Raqam reads shorthand, decimals, "k", multiple items in one line, and remembers the corrections you make.

  • Several expenses from one sentenceSplit by "and", commas, or line breaks
  • Categories that learn youCorrect it once and it sticks for good
  • Manual entry, still one screenAmount pad, category grid, done in three taps
9:41100%
Scan a receipt
NORTHSIDE
MARKET · 12 MAY 2026
Sourdough loaf5.20
Oat milk x28.40
Tomatoes 1kg4.10
Coffee beans21.00
Chicken breast18.50
Olive oil7.00
TOTAL$64.20
merchant
Northside Market
98% confident
total
$64.20
99% confident
category
Groceries
78% — check this
Retake
Save expense
02 — AI receipt scan

Point the camera. Walk away.

Printed, crumpled, faded, handwritten — Raqam pulls the merchant, total, date and line items, and shows you how sure it is on every single field before anything is saved.

  • Confidence score per fieldAnything under 85% gets flagged for a glance
  • Line-item breakdownSplit one receipt across several categories
  • Photo kept with the expenseAttach it to a report later, or bin it
9:41100%
Insights
May 2026
Total spend
$1,588
↓ 9% vs April
Last 6 months
DecJanFebMarAprMay
Food is up 23% — $118 of it on weekday lunches. Three of those were after 9pm.
Why? Set a limit
03 — AI spending insights

Charts are easy. Answers are the point.

Raqam reads your month the way a good accountant would: what moved, what's unusual, what's about to blow the budget. In sentences, not just bars.

  • Ask anything about your money"How much on takeout since March?" — answered
  • Explain this numberTap any total to see exactly what's inside it
  • Month-end forecast"At this pace you'll finish $180 over budget"
Week 19 · 6–12 May

You spent

$412.60
across 18 expenses — your calmest week since March.
MTWTFSS
Biggest slice
$186
food & drink

45% of your week
went to eating out.

Thursday alone was $64 of it.
The good news

You came in

$64 under

last week's total.

Transport did it — you walked four days out of seven.
Keep it up and by December
+$1,340 saved
Share See full week
04 — Weekly spending stories

Your week, told back to you every Sunday.

Three or four full-screen cards that take fifteen seconds to swipe through: what you spent, where it went, what changed. The one habit that actually keeps people tracking.

  • Sunday evening notificationOr turn it off entirely — your call
  • Monthly and yearly recaps tooA full wrap of your year, without the noise
  • Shareable, with amounts hiddenPost the shape of your week, not your salary
Category breakdown
Food & drink$486
Bills$540
Transport$212
Shopping$188
Expense report
May 2026
PDF
$1,588.00
64 expenses · 8 categories · 12 receipts attached
Northside Market$64.20
City Energy — electricity$142.00
Rowan & Co. — dinner$68.00
may-2026.csv
Ready · 64 rows
05 — Report generation

A clean report, generated in one tap.

Pick a month, a quarter or any date range. Raqam builds a formatted PDF with totals, category charts, a full expense table and every receipt image attached — or a CSV your accountant will actually accept.

  • PDF, CSV or plain spreadsheetWith or without receipt photos attached
  • Scheduled to your inboxMonthly, quarterly, or the day tax season starts
  • Filter before you exportOne category, one tag, or reimbursables only
Everything else

The rest of the app, in short.

Budgets that nudge

Set a monthly cap overall or per category. A quiet nudge at 80%, not a lecture at 110%.

Recurring, detected

Raqam spots the subscription you forgot and asks whether to log it every month by itself.

Smart alerts

Unusual charge, budget nearly gone, bill due tomorrow. Three a week, not thirty.

180+ currencies

Travel, freelance abroad, or send money home — switch currency without losing history.

20+ languages

The whole app, including AI entry and insights, in over twenty languages. Type in yours.

Locked to your face

Face or fingerprint on open. Everything is encrypted on device, nothing is sold onward.

Works with no signal

Log on a plane, in a basement, anywhere. It syncs the moment you're back online.

Find anything, fast

Search by merchant, amount, note or tag. Filter a whole year in a couple of seconds.

Dark mode & widgets

A proper dark theme, plus a home-screen widget that logs an expense without opening the app.

Pricing

Free forever. Premium when it earns it.

No ads on either plan. No selling data on either plan. The free tier is a real product, not a trailer.

Save 35%
Free
$0/month
Forever. No card, no expiry.
  • Unlimited manual & natural-language expenses
  • 5 AI receipt scans a month
  • One budget, core insights & charts
  • Weekly spending story
  • Offline mode & biometric lock
Start free
Premium
$3.25/month
Billed $39 once a year — save 35%.
  • Unlimited AI receipt scans & line-item splits
  • Ask-anything AI coach, explanations & forecasts
  • PDF & CSV report generation, scheduled or on demand
  • Unlimited budgets, recurring detection, custom categories
  • Monthly & yearly recap stories, multi-device sync
  • Priority support from actual humans
Start 7-day free trial
Cancel in two taps. Students get 50% off — verify with your .edu address.
Get started

Two minutes now.
A year of clarity later.

Create an account and your ledger follows you across phone, tablet and web. Or skip it — Raqam works entirely offline until you want it not to.

Download on theApp Store Get it onGoogle Play

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